No Cash, No Credit, No Problem!

Introducing the Legalwiz Guide to

Creative Real Estate Financing

REVISED AND UPDATED FOR 2023!

Did you know that creative financing is the most preferred and profitable way of buying and selling properties, yet few investors fully utilize this valuable tool. Why? Simple… lack of knowledge and, even worse, lack of experienced professionals that they can turn to for help. Most real estate agents and title companies don’t understand lease/options, contracts for deed, wraps, and won’t help you use these valuable tools. Few attorneys understand the process and those that do, charge a substantial fee!

I am one of the few real estate experts who understand this process, having closed over 1,000 creative financed transactions. I am the author of several best-selling books, including, “Flipping Properties” and “Financing Secrets of a Millionaire Real Estate Investor”.  There are few people in the country who have as much experience and technical expertise in owner financed transactions as me, and even few who are willing to share it – until now!

Is it Time to Brighten Your Financial Future?

Are you a beginner with limited funds or limited experience? Think you need to qualify for financing? Think again! Are you tired of buying properties the conventional way, qualifying for loans and renting to deadbeat tenants? Do you want to make cash right now from real estate without waiting for appreciation? Are you looking for NEW ways to profit in today’s market? Do you need a game plan to jump-start your real estate business? If you answered “yes,” to any of these questions, this program is for you!

If you aren’t getting the financial results you want, it’s time to try something new. Working harder with the wrong formula won’t get you better results. Don’t work harder, make your money work harder! Traditional investing is hard and slow. Fortunately, there is a better way: the BRONCHICK BREAKTHROUGH.

I help my students make money, REAL money through my powerful innovative creative real estate financing techniques. Ask Scott Allen, who recently used my owner financing techniques to acquire a mountain cabin for FREE! Ask investor Mark Casey who bought 5 properties in the two months following my training, creating over $1,700/month in positive cash flow!

Learn to Build and Early and Prosperous Retirement

A prosperous retirement won't happen until you do something about it! Just look around you.  Most Americans are retiring with a median income of only $23,000 a year.  Can you imagine retiring on that?  Social Security is the biggest “Ponzi” scheme ever invented, and for those of us between the ages of 25 and 55, we need to face the fact that the government will not support our retirement.  It is up to you and me to stand up and TAKE CONTROL OF OUR FUTURE!

The question I have for you is: WHAT ARE YOU GOING TO DO ABOUT IT FOR YOURSELF?

The Right Experience Will Make You Money

Amateur investors lose money and get lousy deals because they simply don’t know how to put together these type of creative real estate deals.  Amateur investors who don’t learn how to play the game get fewer deals closed, smaller checks, and eventually they give up.  Most real estate brokers don’t even bother trying, simply because they, too, don’t know what to do!

As you read this, you obviously can see the huge opportunity for making a KILLING over the next year in your market.  This is truly a “ground floor” opportunity to learn a skill that will put tens of thousands of dollars into your pocket every single month with little or no risk.  You have nothing to lose, except the opportunity to make a bundle, but first, you have to learn how the system works!

This is why an investment in proper training is worth its weight in 24 CARAT GOLD.   Just one good deal could put $10,000 or MORE into your pocket.

Watch This Sample Video (4 mins)

What Makes This Program So Different?

Ok, fair question. First, I am actually DOING real estate investing, and have thousands of transactions under my belt.  Most of the so-called “experts” have done few deals or haven’t done a deal in recent history, so their advice is outdated or ineffective.

Second, this is a Real “Meat and Potatoes” program. This is not a “teaser”, but real, solid, practical information. There’s no “B.S.” (“bait and switch” or “big sales pitch”). You will learn the specific mechanics of buying and selling real estate using contract for deed, lease/options, and wraparound mortgages. You will get a detailed workbook explaining all of the legal and tax angles. You will learn how to negotiate and engineer the deals. The forms alone would cost you $1,000 or more if prepared by an attorney (assuming you could even find one knowledgeable enough to understand these concepts!).

  • Powerful financing techniques, including intelligent “nothing down” formulas. Anyone can buy real estate with no money down, but few can do it without risking their necks! Bill Bronchick will show you the smart way to buy nothing down so your risk is reduced nearly to zero. You’ll feel secure knowing that you are minimizing the risk in each and every deal you do.
  • Understanding the mechanics of owner financing. You will learn all of the legal lingo and practical “ins and outs” of contract for deed (aka “installment land contract”) and wraps. You’ll feel comfortable dealing with several types of owner financing and this should allow you to capture deals that others can’t.
  • How to profit from foreclosures, even if there is no equity in the deal! People are overlooking one of the best sources of deals for owner-financing: over-financed properties, that is, more is owed than the house is worth! You will learn how to spot profitable deals that everyone else overlooked and make “lemons” into lemonade!  It’s a great feeling knowing that you can help someone out that is in financial trouble with their house and get paid for your efforts.
  • How to buy a new, big, beautiful home in the next 60 days with no money down! Using the same Creative-financing techniques, you will learn how to buy a brand new “executive” home with no cash or bank qualifying. And, there will be dozens of homes to choose from! Won’t it be a great feeling that along with your new found success, you have an incredible, yet affordable home to enjoy?
  • 7 different ways to Profit Using Lease/Options. You’ll learn the sandwich, the straight option, the “Junker” lease/option, the landlord lease/option, the sale–lease/back sub–lease/option and much more!  Lease options provide many profit centers. You’ll feel confident in your deals, knowing that they will pay not only now but each month and then a big paycheck at the end of the lease option.
  • 10 Tested Ways to Market For and Find Owner Financed or Lease/Option Deals. You’ll get “street–tested” sample ads, business cards and marketing materials that you can use right away without reinventing the wheel. Proper marketing is the key to success in any business. You’ll feel secure knowing that these 10 methods of marketing will deliver you deal after deal.
  • The Killer Telephone Script. Learn what to say and how to say it to qualify potentially motivated sellers over the phone. Not only do you need to know what to say, you need to know how to say it. You need to base your offer on having the correct information. The phone script will guide you in asking all of the right questions, time after time. You’ll feel upbeat and in control, going into each and every conversation with a motivated seller.
  • How to understand and draft all of the legal forms – no law degree needed! Bill’s courses really shine on this aspect because he is a seasoned real estate attorney. Most other programs gloss over the paperwork, telling you to “go see your attorney.” In this case, you are seeing the attorney! You will learn how to draft the necessary paperwork to get the deal done (while other investors are waiting for return calls from their lawyers!). Let’s face it. A real estate professional is only as good as their forms. You will not only look like a pro, you’ll feel like one too. These forms will give you a “step up” on your competition.
  • How to create a “wraparound” deal that brings in hassle-free monthly cash flow! Wraparound deals bring in interest payments, not rent. You aren’t fixing toilets and screen doors. You are the “banker,” collecting passive income every month while enjoying your new lifestyle! True wealth means deals that produce income whether you are on site or not. Won’t it be a great feeling knowing that you can take a vacation without hassle or just spend your extra time looking for even more deals?
  • How to buy properties with “due-on-sale” mortgages that aren’t assumable. Most real estate agents will tell you there are no more “assumable” loans, but what they don’t know is how to make any loan assumable. You will learn how to get around the mortgage due-on-sale clause safely and effectively. Feel comfortable capturing deals that others can’t, because they don’t know how.
  • Secrets of “wrapping” VA mortgages that even your realtor doesn’t know! There is a 100% foolproof way to get around the due-on-sale on VA loans. VA loans are very common in today’s real estate market. It’s a  satisfying feeling when you can help those that serve our country if they get into a financial crisis.
  • Five “Air Tight” Ways to Protect Your Deal from Going Bad. The process of creative deals is simple unless you leave out the FIVE ESSENTIAL things you need to cover your @ss, including the “performance mortgage” trick. This alone is worth the price of the course. It’s a great feeling knowing that both parties will honor their obligations.
  • Tax Implications of Options for Buyer and Seller (including changes under the recent tax laws). It’s not what you earn; it’s what you get to keep.  You will have a feeling of security that you are maximizing your earnings, legally and ethically.
  • How to live almost “rent–free” using lease/options on your personal residence! It’s great feeling owning a primary residence that reflects your real estate success.
  • All of the legal angles (that every other course left out).  You will feel safe knowing that you are protected by knowing all the legal angles that other courses don’t cover.
  • How to prevent a defaulting tenant or buyer from claiming an “equitable interest” in the property, including case law references. Most people are good folks. My techniques will help protect you from those that aren’t. You will feel safe knowing that you are protected.
  • Understanding the difference between a contract and a wraparound mortgage. You’ll learn the difference between a traditional wraparound mortgage, all-inclusive trust deed (AITD), and wraparound land contract. You‘ll know more than 99% of investors, real estate agents, attorneys and title companies. You will have a feeling of confidence like never before armed with this knowledge.
  • Real-life case studies – both buying and selling on contract for deed and lease/options. You’ll see multiple case studies, including the facts and figures of each deal. It’s a great feeling, seeing how others have captured the success that you soon will enjoy.
  • How to multiply the value of cash reserves. Make your cash work hard for you! Even though you can buy real estate with nothing down, you’ll learn what to do with your cash. Bill will show you ways to safely earn double-digit annual returns or better – TAX FREE! The name of the game in your journey to financial freedom is to keep your money moving. Won’t it be a great feeling of accomplishment knowing that your money is earning, while you are playing or attending to business?
  • How to market properties to sell quickly, easily and for the most profit, even a difficult property. Even if your market is slow or your house is a "dog", you will learn proven techniques to move houses fast. Feel great knowing that your real estate success doesn’t rely on the current market.
  • Understanding the tax implications of creative real estate financing deals. Who gets to deduct what? What forms to file with the IRS? How do your report income? All of your questions answered in a simple, understandable format. Being in business and doing it the right way can legally save you thousands in taxes. Won’t it be a great feeling being able to use that extra money for your family, your dreams or to continue to invest?
  • How to negotiate owner-financing. You’ll learn unique tips and tricks of the trade, including “role-playing” scenarios with sellers and buyers. You’ll know exactly what to say to overcome every objection! You will feel and act like a pro and gain respect with every deal you do.
  • How to comply with the Dodd-Frank and State “SAFE” Act laws when selling properties with creative real estate financing. Complying with the rules is paramount in any business. Feel confident that you are adhering to what’s legal and keep under the radar.
  • How to use “credit partners”. Learn how to borrow other people’s credit as partners on your deals so you don’t need to qualify with a lender (and your partner doesn’t need to put up much cash either!) Sometimes deals require a bit of money for one reason or another such as fix up, etc. Won’t it be nice, knowing that lack of funds won’t prevent you from doing a deal?

And so much more!

Included Forms

  • Assignment of Beneficial Interest in Land Trust
  • Assignment of Land Contract
  • Assignment of Option
  • Basic Loan Calculator
  • Bill of Sale
  • Borrower Authorization to Obtain Loan Info
  • Broker Addenda for Creative Financing Deals
  • Cash “Cow-culator”
  • Closing Disclosures for SUB2 Purchase
  • Colorado Installment Land Contract
  • Addendum
  • Colorado Transfer Notices
  • Deeds – State by State Specific
  • Warranty and Quitclaim
  • Denial of Credit to Tenant
  • Deposit Receipt for Lease/Option
  • EPA Lead Disclosure Form
  • EPA Lead Disclosure Pamphlet
  • Escrow Agreement for Deeds for Land
  • Extra Loan Payments Calculator
  • FNMA 50-state Promissory Note
  • FNMA Mortgages and Deeds of Trust - State by State Specific
  • Foreclosure Consultant Laws by State
  • Foreclosure Protection Act Statutes by State
  • HUD-1 Form
  • Installment Land Contract - Pro Buyer
  • Land Trust Addendum to Contract
  • Land Trust Agreement
  • Lease Option “CYA” Disclosure
  • Lease Option Calculator
  • Lease/Option Marketing - Special Report
  • Lease/Option Reverse Assignment Buyout Agreement
  • Limited Power of Attorney
  • Master Lease with no Option to Purchase
  • Memorandum of Option
  • Notice of Non-payment to Tenant
  • Ohio Installment Land Contract Addendum
  • Option Money Promissory Note
  • Option to Sell to Tenant
  • Performance Mortgage/Deed of Trust Addendum
  • Preliminary Installment Land Contract Agreement (Pro-Buyer)
  • Pro Buyer Master Lease-Purchase Agreement
  • Pro-Landlord Lease to Tenant (for use with Option)
  • Property Inspection Checklist
  • Real Estate Phone Script for Talking with Motivated Sellers
  • Rental Application for Tenant/Buyer
  • Repair Addendum to Lease/Option
  • RESPA transfer of Servicing Disclosure
  • Sample Ads to Buy Properties
  • Sample Broker Flyer Marketing
  • Sample Business Card
  • Sample Flyer to Buy Properties
  • Sample Marketing Postcard
  • Selling Financing Borrower Application
  • State by State Notary Acknowledgements
  • Straight Option to Buy
  • Subject to Contract
  • Subject to Contract - Filled by Example
  • Subordination Agreement
  • Surrender of Possession and General Release (when settling out of court)
  • Tax Forms
  • Tenant-Buyer Call-in Sheet
  • Waiver of Lien for Tenant Repairs
  • Wrap Addendum to Standard Broker Contract
  • Wrap Promissory Note - Equity
  • Wrap Promissory Note - Mirror
  • Wraparound Rider to Deed of Trust
  • Wraparound rider to Mortgage
  • Yellow Letter Mail Merge Template

Order Creative Real Estate Financing and 
Start Buying More Properties Today!

ONLY $997.00 $797.00 FOR A LIMITED TIME!

YES, I Want to Buy Properties
Without Banks or Credit

Enroll me in the Creative Real Estate Financing e-Course.

I understand I will receive:

  • 200+ page downloadable, searchable PDF manual with sample forms. This manual will provide you easy to understand, step by step instructions on how to use Creative Financing to capture deal after deal.
  • Audio from live event you can download to CD, mp3 player, or Smartphone. You’ll feel happy that you can easily learn my unique methods from your home, office or car.
  • Streaming online video I can watch on my computer, iPad or Smartphone. People have paid top dollar to attend my live boot camps and everything has been recorded for your viewing pleasure. There are almost 5 hours of live video. You’ll feel confident that what you are learning in my boot camp is the real deal, where I spill my secrets of success.
  • Hundreds of expert, downloadable forms in MS Word format - the best on the planet (just ONE of which would cost you more than the course for an attorney to prepare!). I can’t say it enough. A real estate professional is only as good as their forms. You will not only look like a pro, you’ll feel like one too. These forms will give you a “step up” on your competition.
  • Expert MS Excel spreadsheet calculators to calculate cash flow streams. These allow you to figure out exactly what to offer on a property. A lot of real estate investors fail because they end up paying too much or don’t have the right financing in place. Feel assured that by using your spreadsheet, you will be paying the right amount and maximizing your profits.
  • Sample, proven marketing materials you can copy and use, including the proven "Yellow Letter" mail-merge template and handwriting fonts. There are many ways to market and reveal everything I have used in my materials. You’ll feel secure knowing that  you can capture deal after deal using the right marketing techniques.
  • 90-day satisfaction guarantee. Need I say more? I stand behind my products because they are everything and more that I say they are.

ONLY $997.00 $797.00 FOR A LIMITED TIME!


90-Day Satisfaction Guarantee

We stand behind all of our products with a 90-day satisfaction guarantee. We want you to be thrilled with your purchase, so we give you 90 days to check it out, take it for a spin, and see if it's for you. If not, you can exchange it for any other course in our store of equal or lesser value, no questions asked!